BCCL Underwriting Criteria

1. Applicant must first be incorporated (or use the facilities of BCCL for incorporation in the case of start-ups).
2. Applicants must hold suitable existing banking relationships.
3. Applicants must have a Net Worth of no less than €2.000.000 and clear credit history (past 5 years).
4. Applicants must demonstrate a clear business plan showing profit and loss forecasts for 12 months.
5. Applicants with trading history should provide last 12 months audited accounts and last 3 months management accounts.
6. Other Criteria may apply subject to the type of facility being requested.

Applicants should complete and submit the required project summaries and all credit facilities are subject to receipt of a full application.

* We reserve the right to refuse any application without giving reason.